Legislation - HB0769

Title: Real Property - Residential Foreclosures - Commencement Restrictions
Sponsored by: Delegates D. Jones, Allen, Bagnall, Bartlett, Boafo, Holmes, J. Lewis, Pruski, Roberson, Schmidt, Simmons, Behler, Boyce, Healey, T. Morgan, and Stewart
Status: In the House - Second Reading Passed with Amendments
Analysis: Fiscal and Policy Note

Synopsis

Altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property; requiring a secured party to provide certain loan-related correspondence in order to enforce a materially delinquent mortgage, subject to certain exceptions; and permitting a mortgagor to raise a defense of laches in an action to enforce a materially delinquent mortgage.

Committees

Original:: Environment and Transportation Click to view Recorded Media

Committee Testimony

Witness List

Details

Cross-filed with: SB0682

Bill File Type: Regular

Effective Date(s): January 1, 2026

History

Legislation History
Chamber House Calendar Date 1/29/2025 Legislative Date 1/29/2025 Action First Reading Environment and Transportation Proceedings
Chamber Calendar Date Legislative Date Action Text - First - Real Property – Residential Foreclosures – Materially Delinquent Mortgages Proceedings
Chamber House Calendar Date 1/29/2025 Legislative Date 1/29/2025 Action Hearing 2/18 at 1:00 p.m. Proceedings
Chamber Calendar Date Legislative Date Action Vote - House - Committee - Environment and Transportation Proceedings Click to view Recorded Media
Chamber House Calendar Date 3/15/2025 Legislative Date 3/15/2025 Action Favorable with Amendments Report by Environment and Transportation Proceedings
Chamber House Calendar Date 3/15/2025 Legislative Date 3/06/2025 Action Favorable with Amendments {313021/1 Adopted Proceedings 46 Click to view Recorded Media
Chamber House Calendar Date 3/15/2025 Legislative Date 3/06/2025 Action Second Reading Passed with Amendments Proceedings 46 Click to view Recorded Media
Chamber Calendar Date Legislative Date Action Text - Third - Real Property - Residential Foreclosures - Commencement Restrictions Proceedings

Chamber	Calendar Date	Legislative Date	Action	Proceedings
House	1/29/2025	1/29/2025	First Reading Environment and Transportation
			Text - First - Real Property – Residential Foreclosures – Materially Delinquent Mortgages
House	1/29/2025	1/29/2025	Hearing 2/18 at 1:00 p.m.
			Vote - House - Committee - Environment and Transportation	Click to view Recorded Media
House	3/15/2025	3/15/2025	Favorable with Amendments Report by Environment and Transportation
House	3/15/2025	3/06/2025	Favorable with Amendments {313021/1 Adopted	46 Click to view Recorded Media
House	3/15/2025	3/06/2025	Second Reading Passed with Amendments	46 Click to view Recorded Media
			Text - Third - Real Property - Residential Foreclosures - Commencement Restrictions

File Code

Subjects

Statutes